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Additionally, clients for this kind of strategy can have serious legal or criminal histories. It is very important to note that different service providers provide a variety of concern ages on their ensured issue policies as reduced as age 40 or as high as age 80 - final expense coverage insurance. Some will likewise supply higher face worths, up to $40,000, and others will certainly enable far better death benefit conditions by improving the rates of interest with the return of premium or lessening the variety of years up until a full survivor benefit is available